How Do Know If I Qualify for SSDI or SSI?
When applying for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI), many people are unaware of how complicated the process can be. Because these programs are meant for those no longer able to support themselves, the bar for approval is extremely high, requiring a tremendous amount of proof before a person will be granted any benefits.
Before you apply for either SSDI or SSI, it can be helpful to know the qualifications for approval so that you’re ready for the process. Learn how you can qualify for SSDI or SSI and find out when you should hire a Colton Social Security disability lawyer for help with your case.
Social Security, in order to more effectively examine applications, maintains a list of qualifying disabilities known as the “Blue Book”. In addition to listing potential disabilities, this book also contains symptoms that can interfere with a person’s ability to work. If you are suffering from a disorder such as arthritis, for instance, your examiner will find the ailment entry in the book to see its symptoms and information about how or if you can work with this disability.
For your disability to qualify for benefits, it will need to be listed in the Blue Book and result in symptoms that seriously diminish your ability to hold a job. However, even if your disability does not appear in the Blue Book, it is still possible for you to be approved for SSDI or SSI benefits.
What to Do if You Don’t Have an Approved Disability
Unfortunately, certain disabilities such as carpal tunnel syndrome and fibromyalgia do not appear on the list of ailments. If you’re suffering from a non-listed disability, you will have to go through a more in-depth process to be approved for the benefits that you so sorely need.
First, a disability examiner will go over your medical record and determine your residual functional capacity, which is your ability to work. Once your RFC is determined, your examiner will then decide whether or not you’re able to continue working in your previous job.
If you can’t return to work, the examiner will try to decide if your skills are transferrable to another, less strenuous job using what is known as “grid rules”. Grid rules compare your age and skills to determine your ability to work. If the grid shows that you are not able to move into another job, then you will most likely receive your need benefits.
Finally, a word about mental disabilities. Certain mental disabilities, depending on their severity, can interfere with your ability to work just as much as a physical ability. In order to determine the extent of your mental disability, you will have to go through a similar process to that used to examine disabilities not listed in the Blue Book.
Primarily, your DDS examiner will look at how your mental impairment affects your ability to perform “simple routine repetitive tasks” (SRRT). If your mental disability substantially interferes with SRRT performance, then you have a good shot of receiving disability benefits.
Contact a Colton Social Security Disability Lawyer
It’s a sad fact that even if you deserve SSDI or SSI benefits, it’s still possible for your application to be denied, leaving you in a vulnerable financial position. After your Social Security benefits have been denied, you need to hire a Colton Social Security disability lawyer from The Law Office of Dr. Bill LaTour to fight for your rights.
Our legal team is experienced in handling Social Security cases, and we can help you secure the benefits you need to support your family and yourself. Contact us today for more information.