Social Security provides a vital safety cushion for people who are unable to work due to a disabling physical or mental condition. If you’re in this situation, you may be considering applying for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI).
But how difficult is it to obtain these important disability benefits? This is a question our Los Angeles Social Security Disability and Supplemental Security Income lawyers hear all the time, and we want you to know that you’re not alone.
We’ve broken down what you need to know when it comes to obtaining these benefits and how our office can help!
The Difference Between SSI and SSDI
Understanding the differences between the Social Security Administration’s (SSA) disability programs is crucial, so that you have a better idea of which type of benefits you may be entitled to and the requirements for each.
SSI is a needs-based program that is designed to provide basic financial assistance to disabled individuals with limited income and resources. These vital benefits help many families stay clothed and fed.
SSDI is administered at the state level and is available for workers who have paid into Social Security for a certain number of years through their job, but have become disabled and can no longer continue earning a living.
Obtaining SSI and SSDI Is More Difficult Than It May Seem
The process for obtaining SSI and SSDI may seem simple at first — fill out a few forms on the Social Security Administration’s (SSA) website and wait to hear back. Unfortunately, all too many people find that the amount of paperwork is overwhelming and the rules and regulations make the process time-consuming and difficult, especially when they’re living with a disabling condition.
This is part of the reason why so many people who pursue Social Security disability benefits find that their claims are denied the first time.
Common Difficulties When Seeking SSDI and SSI Benefits
There are many difficulties you may face when filing for Social Security disability benefits and a wide range of reasons that your claim may be denied. One of the most common problems people run into is not having enough medical evidence to prove that they’re disabled by the SSA’s standards. This often affects those with invisible illnesses or disabilities, like crippling psychological disorders.
Another problem many applicants have is a history of denials. The more denials you have, the more difficult it can be to get accepted. This is why it’s important to go through the appeals process if your claim is denied the first time rather than submitting a new claim.
Having too much income is another common difficulty people face. Because disability benefits are intended for individuals who cannot work, the SSA has strict rules surrounding income. Those who are applying for disability benefits may be denied if they’re currently working and making more than a certain amount.
Failing to follow the doctor’s prescribed treatment plan for your disability is another common reason for denials. Finally, those who fail to cooperate with the SSA will also likely be denied. It’s important to understand that a whopping 70% of all disability applications are denied the first time. However, a denied claim DOES NOT mean that you can’t get benefits.
Put a Los Angeles Social Security Disability and Supplemental Security Income Lawyer On Your Side
While obtaining SSDI or SSI benefits isn’t always easy, please know that you are not alone and you do have options. If you’re considering applying for disability benefits or have been denied and need help with the appeals process, The Law Offices of Dr. Bill LaTour is here for you.
Having an experienced disability lawyer on your side can make the difficult process of obtaining benefits much easier and less stressful for you and your family.
Dr. Bill is an experienced SSI and SSDI lawyer who also holds a degree in psychology. He understands the difficulties you’re facing and can help you overcome the challenges standing between you and the benefits you deserve.
Our team has been helping disabled individuals in Colton, Orange County, Los Angeles, and across the Greater Los Angeles area get SSDI and SSI benefits for years. It is 100% free to speak with our team and we won’t charge you anything unless we get benefits for you!