If you’re disabled, ill or entering retirement, you likely depend on social security benefits and earnings as a part or whole of your income. Just like other forms of compensation, however, there are sometimes mistakes in place that are preventing you from getting the benefits you’re supposed to. Not only does periodically checking your social security benefits help you plan for retirement, but it also allows you to check for errors and correct them when necessary. Here’s how to check your social security benefits and earnings.
Obtain a Copy of Your Social Security Statement
A Social Security Statement, available to anyone age 25 and older, includes a database of your earnings and work credits tracked through your Social Security number. The statement also provides an estimate of the social security benefits you can receive at retirement age. To access your statement at any time, open an account on the Social Security website. The SSA will also mail you a hard copy of your statement before your birthday every five years starting at age 25.
Check the Math
Once you’ve obtained a copy of your Social Security Statement, check over it for mathematical or numerical errors. It wouldn’t be a shock if there was an error, as some estimate the SSA makes errors on 3 percent of these statements. Make sure that both the Social Security number is yours and the earnings record matches with your own from pay stubs and tax returns.
Correct Any Errors
If you have an error on your Social Security Statement, you can contact the SSA help line at 800-772-1213, Monday through Friday from 7 a.m. – 7 p.m. You can also contact your local SSA office and set up an appointment to meet with someone in person. Expect the corrections to your Social Security Statement to take a while.
If you’re disabled and need to collect social security benefits but your Social Security Statement information is incorrect, the right legal team can help. Determining Social Security Disability Insurance (SSDI) benefits is often not as straightforward as it should be. An attorney can help you sort through the mess and make sure you’re receiving the benefits you deserve.
Contact the Law Offices of Dr. Bill LaTour
We’ve been helping disabled individuals in the Greater Los Angeles area, the Inland Empire, and Orange County get the disability benefits they need for years. Call Dr. Bill LaTour and his team today at 800-803-5090 or fill out our online form to schedule a free consultation.