If you’ve been injured on the job and cannot work, whether permanently or temporarily, then a good solution for supporting yourself is to apply for Social Security Disability Insurance (SSDI). Provided you have a long enough work history to qualify for SSDI payments, these benefits can help you pay your expenses until you can return to work. However, as most people know, applying for SSDI is a time-consuming process, which sometimes leads to retroactive payments.
Many people are eligible for retroactive SSDI payments, which means you need to learn how you can receive back payments. Here are a few things you need to know about SSDI and retroactive payments, and advice for getting help from a knowledgeable Social Security attorney.
What Does Social Security Consider?
When the Social Security Administration (SSA) is trying to determine if you’re eligible to receive retroactive SSDI payments, there are three many areas of they will consider.
The first is the date that your disability began. Generally, the SSA considers the alleged onset of your disability to be when you filed your SSDI application. If you believe your disability started before your application, you will need to prove this to the SSA so you can get an established onset date (EOD).
After the start of your disability has been determined, you will have to wait for a mandatory five-month waiting period to expire before your regular payments can begin.
Being Eligible for Retroactive Payments
Now that you know a little about the initial steps to receiving retroactive payments, it’s time to examine when you will actually be eligible for back pay.
First and foremost, your SSDI application must be approved. Secondly, the five-month period after your EOD must be complete. Finally, there should not be any reason for your payments to be withheld.
It’s possible for you to receive retroactive SSDI payments for up to twelve months before you filed your application. However, this means they you must have been disabled for at least 17 months, which includes the five-month waiting period.
Why You Need a Lawyer Familiar with SSDI
Applying for SSDI benefits, including retroactive payment, can be difficult if you’re not experienced with the process. This level of complication is one of the main reasons that you should consider hiring an SSDI lawyer to help with your application.
A knowledgeable attorney, for example, will understand all the documentation necessary to prove your disability and be granted benefits. Additionally, a good SSDI attorney will know how to request benefits and the correct process from shifting your AOD to an EOD. Being approved for SSDI and earning your back payments is much simpler when you have an attorney on your side.
Contact The Law Offices of Dr. Bill LaTour
If you want to be certain that you will be approved for SSDI and receive the retroactive payments that you deserve, then you need assistance and advice from The Law Offices of Dr. Bill LaTour.
The attorneys at The Law Offices of Dr. Bill LaTour specialize in Social Security cases and will know the right methods for applying for SSDI so that you earn your benefits and back payments. Ask us about your options for retroactive SSDI payments today.